# Create account

Before integrating KwikPaisa APIs, you must create and configure your merchant account, complete business verification, and activate the required banking services.

This guide walks you through the complete onboarding process for:

* Payment Gateway activation
* Payout activation
* Sandbox API access
* Developer Console setup

***

## Step 1 — Create Your Account

Visit the KwikPaisa Dashboard and create your merchant account using your email address.

### Registration Flow

1. Enter your email address

<figure><img src="/files/BQaRtXdZIRxLRA9NkySN" alt=""><figcaption></figcaption></figure>

1. Receive OTP verification code
2. Verify OTP
3. Create your account password
4. Login to the KwikPaisa Dashboard

## Step 2 — Complete Merchant Profile

After login:

Navigate to:

```
Dashboard → My Account
```

Complete your merchant profile information carefully.

Required details may include:

* Business name
* Business type
* Registered address
* Contact information
* GST or registration details
* Operational information

## Step 3 — Add Business Owner Details

Configure your primary business owner information.

This may include:

* Full legal name
* Email address
* Mobile number
* Identity verification details
* Ownership information

Business owner verification helps support:

* Compliance validation
* Banking verification
* Settlement approvals
* Security reviews

***

## Step 4 — Add Settlement Bank Account

Configure your settlement bank account for receiving settlements and managing banking operations.

Required information may include:

* Account holder name
* Bank account number
* IFSC/SWIFT code
* Bank branch information
* Verification details

This account will be used for:

* Payment settlements
* Banking verification
* Payout operations
* Financial reconciliation

***

## Step 5 — Activate Banking Services

Navigate to:

```
Dashboard → Banking
```

You will find:

* Payment Gateway
* Payout Services

***

## Step 6 — Activate Payment Gateway

Inside the Payment Gateway section:

1. Click:

```
Activate Payment Gateway
```

2. Submit the activation request
3. Wait for onboarding review confirmation

After submission, a confirmation overlay may appear indicating:

```
Your activation request is under review.
```

***

## Step 7 — Activate Payout Services

Inside the Payout section:

1. Click:

```
Activate Payout
```

2. Submit the payout activation request
3. Wait for compliance and operational review

Payout activation may require:

* Business verification
* Banking review
* Risk assessment
* Compliance approval

## Need Help?

For:

* Merchant onboarding
* Banking activation
* Payout enablement
* Sandbox setup
* Production access

contact the KwikPaisa onboarding and integration team.

```
letstalk@kwikpaisa.com
```


---

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```
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